COLUMBUS, GA (WTVM) - A Columbus family is picking up the pieces after a tree fell on top of their home destroying the structure. The Wilson's say they have lived on Floyd Court for 22 years, and after they rebuild they plan on being there another 22 years.
The father and son were watching football on Sunday when they heard a tree falling so they got up and ran with just seconds to spare.
Scott Ferguson with Country Financial says you can't predict bad weather coming your way but you can make sure you have the right home insurance to cover the damages.
"There's a big difference in the actual cash value of that home and what it cost to rebuild it. And so if you have severe weather damage and it completely levels your home and it's a total loss, if you don't have replacement cost coverage you may not have enough coverage to replace your home," Ferguson said.
Ferguson adds if have damage try and get it fixed as soon as possible so you can protect your home from further damage. He says you should also check the trees around your house to make sure dead ones are removed.
Robert Watkins with Georgia power says your family can also prepare for a disaster by having an emergency kit.
This includes items like "batteries, flash lights, back up, a radio so you can keep up with the news, water purification tablets, or you need a can opener that's not electric so that you can get into your canned goods, have plenty of those, have plenty of fresh water," Watkins said.
Watkins adds if you see a downed power line make sure you leave it alone and call officials. Also call your power company as soon as possible so they can work to get your lights back on.
Georgia Power also gives these safety tips:
•Charge your cell phone... and anything else that needs to be charged.
Follow these steps to survive a tornado:
•If you live in a house: The safest place in your home is the lowest level the basement, if you have one. If not, choose a small room away from windows a closet, hallway or bathroom. Stay near the center of the house. Put as many walls as possible between you and a tornado. Close all doors. If your safest room is a first-floor bathroom, get in the tub and hold a mattress or cushions over your head for protection.
•If you live in a mobile home: If you hear a tornado warning, leave your home immediately and go to a nearby shelter or the basement of a building. If you don't have time to reach a shelter, lie flat in a ditch, culvert or other low area and cover your head. Never try to flee a tornado in a vehicle.
•If you get caught outdoors: Hurry to the basement of a sturdy building. Or lie flat in a ditch, culvert or other low area. Cover your head. Do not stay in a vehicle during a tornado.