Those wanting to monitor their credit may get confused by commercials promising a free copy of your credit report. At times the report may be free but the service that one subscribes to is not.
Here's an example of a place where you can get free credit reports.
FREE** www.annualcreditreport.com ** FREE
Under Georgia State and Federal law, consumers are entitled to two free credit reports from each of the three major reporting agencies every year -- for a total of six free credit reports. Through this website you can request a free copy of your report from any of the three agencies at any time -- always free of charge.
Now here's an example of a service that is not free.
NOT FREE ** www.freecreditreport.com ** NOT FREE
This site is backed by the credit reporting agency Experian. You must sign up for one of Experians monitoring services, at a cost of $14.95 pers month to obtain a credit report.
You cannot request a copy from Equifax, or TransUnion through Experian - thus, making the information provided by this site, incomplete.