Day 12: Kick The Habit - WTVM.com-Columbus, GA News Weather & Sports

30 Days...30 Ways to Save

Day 12: Kick The Habit

By Zaneta Lowe  - bio | e-mail

Columbus, GA (WTVM)-- If you are a die-hard smoker you're probably cringing at the thought of putting your smokes down for good. We know it's easier said than done, but think of it this way, not only your health, but your money is literally going up in flames.

If you have a pack a day habit, you easily spend nearly$4.00 a day for that nicotine fix. By the end of the year, you could be $1,400 in the hole from just buying your cigarettes. Now,that's the obvious expense. Think about the extra gum and mints you have to buy,according to msn.com,the small things easily can squeeze another 50-bucks out of your yearly budget.

If that's not enough, we pulled some online quotes on life insurance, through budgetlife.com for a 44-year old male in standard health. The lowest quote for a nonsmoker, with a $150,000 policy over 30 years was $621 per year. For a smoker,the lowest price more than doubled to $1,285.50.

While health insurance isn't as dramatic,there's still a noticeable gap. At ehealthinsurance.com a monthly premium for a male non-smoker with the lowest deductible was a little over $200.00. Smokers will spend another 80-bucks.

Anyway you get the picture! see how easily things add up. Take away the cost of buying the cigarettes, gum, plus the extra money you spend on life and health insurance ---- you could save a whopping $3,000 a year.

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