Day 17: Premium Savings - WTVM.com-Columbus, GA News Weather & Sports

30 Days...30 Ways to Save

Day 17: Premium Savings

By Zaneta Lowe  - bio | e-mail

Columbus, GA (WTVM) -- Fewer miles could add up to huge savings on something beyond fuel- -your car insurance. The Consumer Federation of America says how much you drive is a crucial factor in how much you get charged because. Simply put, people who don't drive as much aren't in that many accidents.

Most companies look at whether you drive fewer or more than 10,000 miles per year. A change in your habits could "steer "you toward serious saving, around 10 to 15% off of your auto insurance premiums to be exact.

The key is to drop into a lower mileage bracket than you were before. So if you start taking public transportation to work and simply pleasure drive on weekends you win. However, the drop doesn't happen automatically!

Your insurance company won't know you're driving less if you don't say something. Go ahead give your insurer or agent a call and offer to document the change if they wish.

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